Grow Your Business with
the Growth Guarantee Scheme
Through V4B Business Finance
Tailored Business Loans and Asset Finance
Attractive Rates & Customisable Terms
Funding from £5,000 to £2 Million
All Business Sectors Welcome
Years Experience
Happy Customers
Borrowed
Team Members
Your Financial Success is Our Priority
The Growth Guarantee Scheme offered by V4B Business Finance provides a unique opportunity for businesses looking to expand, invest in new projects, or improve cash flow. This government-backed funding solution is designed to offer businesses the financial support they need to reach new heights while minimising risk. Whether you’re looking to hire more staff, purchase new equipment, or explore new markets, this scheme can be a game-changer for your growth journey.
The Growth Guarantee Scheme (GGS) is a government-backed initiative designed to provide easier access to financing for UK small businesses looking to grow and invest. Launched on July 1, 2024, as a successor to the Recovery Loan Scheme, the GGS aims to offer more favourable loan terms. Even if your business has previously used CBILS, BBLS, or RLS loans, you may still apply for the GGS, though borrowing limits may be adjusted. All applications are subject to credit and fraud checks, with loan approvals at the discretion of the lender.
Why Choose the Growth Guarantee Scheme?
This scheme allows businesses to:
- Access Funding Quickly: Fast approval processes mean businesses can secure funding in a short timeframe, allowing them to act on growth opportunities swiftly.
- Grow with Confidence: The government-backed guarantee lowers the risk for lenders, making it easier for businesses to obtain loans, even without substantial collateral.
- Flexible Repayment Terms: Loans under the Growth Guarantee Scheme come with customisable repayment options to suit your business’s cash flow and financial situation.
- Support Business Expansion: Whether you’re expanding your team, investing in technology, or opening new locations, the scheme helps you access the capital necessary to fuel your growth.
Check Your Options
Fill out our quick form. If you’ve traded for 2+ years with £250,000+ turnover, we can help
Speak To Our Team
Our team will contact you to understand your needs and tailor a lending solution for your business.
Start Funding Process
Once your application is approved, our team will finalise and send your loan agreement for signing.
Complete Funding
Once we receive the signed agreement, funds can often be paid out within 24 hours.
Who Can Apply?
The Growth Guarantee Scheme is designed for established businesses that have a clear growth plan but need financial support to execute it. Whether you’re in retail, construction, technology, or services, this funding can help you meet your goals. V4B Business Finance welcomes applications from a variety of industries, helping businesses across sectors thrive.
Am I Eligible?
- Turnover of less than £45 million
- Trading in the UK for at least 2 years
- Must be a limited company
- Loan must be for business purposes (e.g., working capital, investment)
- Must not be in financial difficulty or undergoing insolvency proceedings.
WE HELP IN
The Following Sectors:
And many more..
Frequently Asked Question
How do Business Loans Differ From Personal Loans?
Business loans and personal loans differ primarily in their purpose, eligibility criteria, and loan terms.
For instance, Business loans, or business funding, are designed specifically for business-related expenses, such as expanding operations, purchasing equipment, or managing cash flow. Consequently, this type of loan often requires a detailed business plan and financial statements.
Personal loans, on the other hand, are intended for individual needs, like home renovations or debt consolidation, and typically rely on the borrower’s personal credit history and credit rating.
Additionally, business loans may offer larger loan amounts and longer repayment terms than personal loans, reflecting the scale and nature of your business financing needs, for instance.
What is the Difference Between a Variable and Fixed Rate Business Loan?
Variable-rate business loans have interest rates that fluctuate with market conditions — such as when the Bank of England decides to increase or decrease the base rate — leading to potential changes in monthly payments.
Fixed-rate business loans, on the other hand, maintain a consistent interest rate throughout the loan term, providing predictable monthly payments.
Consequently, Fixed rates offer you stability, while variable rates can benefit you from lower interest periods but come with the risk of rate increases.
Why Choose Our Business Funding Options?
Here at V4B, we have been in operation for a long time, so there are a lot of reasons to choose us as your company financing provider, such as for instance:
Flexible Repayment Terms
We offer a range of repayment terms to suit your business needs, from short-term to long-term loans. Our fixed interest rate ensures predictable monthly repayments.
Easy Application Process
Our straightforward application process is designed to get you the funds you need quickly. Simply fill out our online form, and we’ll guide you through the rest.
Competitive Rates
With rates that reflect your credit history and business performance, you can be confident you’re getting a fair deal. Use our business loan calculator to estimate your monthly payments and the total amount repayable.
Support for All Business Types
Whether you are a limited company, a sole trader, a Limited Liability Partnership, or someone looking for a startup loan for a new business idea, we have loan options that fit your business structure and needs.
Our Loan Options
What types of business loan options are available to you and your organisation, whether you are looking for a small business loan or a large corporation loan?
Business Loans
Get additional working capital to help grow your business with a tailored business loan.
VAT Funding
Do you want to spread your VAT bills over the year to improve cash flow? We can help.
Acquisition Funding
If you are considering acquiring another business, we can offer financing.
Corporation Tax Loans
Need to fund a corporation tax bill? We offer bespoke funding tailored to your business.
Professional Indemnity Insurance
We can help you finance your insurance to keep your business protected.
